One benefit year, narrated

The Benefits Tour

A real benefits program running end to end — one open enrollment window, guardrails that catch mistakes before they're submitted, and COBRA that fires itself the moment it's needed — walked through out loud, stage by stage, in under two minutes.

37Clients synced automatically

1Global window, not 37

14 daysCOBRA clock, always met

~80 secNarrated run time

Or skip it — everything below reads on its own, no audio required.

Aug 15 – Sep 20 · Global Open Enrollment

One window, not thirty-seven of them

The PEO sets a single open enrollment window once. It broadcasts to every client automatically — no client ever schedules or manages its own.

Benefits — Global Open Enrollment Active · 37/37 clients synced

Aug 15–Sep 20

Window

Sep 21

Effective date

37/37

Clients synced

Priscilla Yee · Customer Support · Sacramento, CA

Medical to 401(k), in one sitting

An employee elects everything in one place — medical, dental, vision, and a 401(k) deferral — no separate logins, no calling HR to ask what a plan code means.

My Benefits — Priscilla Yee4 elections active

Medical — PPO Gold

Dental

Vision

401(k) — 5%

Each election lands directly in the same ledger payroll's own deduction calculation reads from — no separate file to reconcile.

Before it's ever submitted

The platform catches the mistake, not an auditor

Try to open an HSA without a qualifying high-deductible plan, or change a flex election outside a window, and it's blocked on the spot — not flagged six months later in a compliance review.

Election guardrails2 blocked this cycle

✕HSA election — requires a qualifying HDHPBlocked

✕DCFSA change — no open windowBlocked

✓401(k) deferral changeAlways open

Independent of the annual window

A June hire doesn't wait for next year

New hires don't wait for the next open enrollment. Their own election window opens automatically, timed off their hire date, capped at the ACA's 90-day maximum wait.

New-hire eligibilityAutomatic

✓Waiting periodFirst of month after 30 days

✓Election window30 days, opens on its own

✓ACA maximum waitCapped at 90 days

When no election is ever made

Silence isn't the same as declining coverage

Someone who never elects isn't dropped to zero — they're enrolled in the cheapest active plan automatically, and the premiums they owe get billed retroactively, exactly as the master plan requires.

Default enrollment sweepNightly

Step 1

Window closes, no election found

→

Step 2

Enrolled in cheapest active plan

→

Step 3

Premium gap posted to arrears

→

Step 4

Billed retroactively, next run

Dana Whitfield · Qualifying event: termination

The 14-day clock doesn't wait on anyone remembering

The moment a termination is processed, the COBRA election notice generates and mails itself — first-class, within the legal window — without a PEO staffer having to flag it.

COBRA — Dana WhitfieldNotice sent

Step 1

Termination processed

→

Step 2

COBRA event auto-created

→

Step 3

DOL election notice generated

→

Step 4

Mailed first-class, same day

Six stages, one open enrollment window instead of thirty-seven separate ones, and a COBRA clock that never depends on someone remembering. Same platform, same client, same rigor as a payroll run — just a different part of the job.

RIDGELINE OUTDOOR SUPPLY CO. · 2026 FALL OPEN ENROLLMENT · PEO CO-EMPLOYMENT

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